Insurance Blogs
The Lifespan of a Workers’ Comp Claim: What You Need to Know
Workers' compensation claims are a complex maze of laws, timelines, and processes. One question that often arises is how long a workers' comp claim can stay open. This article aims to provide a comprehensive answer to that question, drawing insights from within the...
The Essential Guide to Business Insurance for LLCs: What You Must Know
Starting an LLC offers a slew of advantages, from asset protection to tax benefits. Yet, many entrepreneurs overlook a critical aspect: business insurance. This article aims to shed light on why an LLC needs business insurance and what types of coverage are essential....
Unraveling the Intricacies: How Workers’ Compensation Functions for Both Employers and Employees
Workers' compensation remains a topic shrouded in mystery for many. Whether you're an employer or an employee, understanding the nuances of how workers’ compensation works can save you from future headaches. This article aims to demystify the subject, offering a...
Decoding the Complexities: Fidelity Bonds Versus Crime Insurance
Navigating the maze of insurance options can be overwhelming for business owners. Two terms that often create confusion are "fidelity bonds" and "crime insurance." While they may seem similar, they serve different purposes. This article aims to clarify the...
Navigating the Insurance Maze: The Coverage Your Small Business Truly Needs
Starting a small business involves juggling various responsibilities, from operations to finances. One often overlooked aspect is insurance. What insurance is needed for a small business? It's a question that doesn't have a one-size-fits-all answer. General Liability...
Unveiling the Blind Spots: What Your Umbrella Insurance Policy Might Not Cover
Umbrella insurance serves as a safety net, offering additional liability coverage beyond your standard home and auto insurance policies. However, like any insurance product, it has its limitations. This article aims to shed light on what is not covered under an...
Navigating Winter Hazards: Insurance Coverage Your HOA Requires
Winter storms bring not just snow and ice but also a host of challenges for homeowners associations (HOAs). From frozen pipes to fire hazards, the risks are manifold. This article aims to guide you through the labyrinth of HOA insurance for winter storms, ensuring...
Five Crucial Reasons Your Business Can’t Ignore General Liability Insurance
In today's volatile business environment, one lawsuit or accident can spell the end for even the most robust companies. This makes general liability insurance not just an option but a necessity. Allegiant Insurance offers a comprehensive range of insurance solutions,...